Treasury Management
Next-generation
treasury solutions.
Digital-first solutions designed to simplify operations, safeguard your assets, and maximize working capital.
- Accelerate payments and receivables.
- Strengthen fraud protection.
- Gain real-time visibility into reporting and reconciliation.
- Dedicated support at every step.
Payables.
Reduce manual workload, accelerate payments, and create operational efficiencies that free up time for strategic priorities.
ACH credit
origination
Send same-day payments electronically up to $1,000,000.
Wire transfers
Easily move your money when and where you need it.
FX wires
Securely send and receive funds in foreign currencies, worldwide.
Bill pay
Make one-time or recurring payments within a single online dashboard.
Integrated payables
Streamlined vendor payments with a single, secure payment file from your ERP/AP system.
Check print
Save time and issue check payments on-demand.
Commercial credit & charge cards.
Optimize working capital with flexible cash access and earn cashback on purchases with your Axos Visa® commercial card.
Receivables.
Optimize your incoming payment processing with solutions that improve liquidity and keep your business moving forward.
Incoming wires
Receive same-day payments, with funds available immediately.
ACH debit
origination
Collect payments with less friction.
Lockbox services
Save on processing costs and accelerate cash flow.
Remote & mobile
deposit
Secure and convenient deposits—anytime, anywhere.
Image cash letter
Reduce float and improve cash flow with same day ledger credit.
Merchant services
Securely accept credit cards, debit cards, gift cards, and checks with Celero Merchant Services.
Instant Payments: Move money with dual-network access to RTP® and FedNow®, for broader reach, faster settlement, and greater efficiency.
Fraud prevention.
Modern businesses deserve banking solutions that detect, prevent, and respond to suspicious activity before it impacts your bottom line.
Check Positive Pay
Take control of check disbursements with multiple protection options.
ACH Positive Pay
Proactively defend against unauthorized withdrawals and debits.
ACH Block & Filters
Stop unauthorized debits before they hit your account.
Banking that gets ahead of emerging threats.
- Protect your operations across every channel with bank-level security and advanced fraud capabilities.
- Stay ahead of threats with real-time transaction monitoring and immediate alerts for suspicious activity.
- Safeguard accounts and sensitive data with advanced encryption and multi-factor authentication.
Integrations & reporting.
Comprehensive reporting solutions & API integrations for smarter decision-making.
Prior & current day reports
Details delivered directly to your accounting/ERP system.
ACH reports
Streamline payment posting and reconciliation.
Wire detail reporting
Detailed wire information at your fingertips.
Deposit & account analysis statements
Streamline payment posting and reconciliation.
Transaction & event alerts
Instant notifications for key account activity.
Check images
Easily access all your account documents, all in one place.
Axos API Services: Build custom banking applications.
Qualia
AI-powered title and escrow platform.
Bring simplicity, consistency, and transparency to the complex closing process.
QuickBooks & Xero
Seamless integration with leading accounting software.
Automatically import and reconcile transactions, reduce manual entry, and minimize errors.
Rabco Payroll
Smart payroll solutions for growing businesses.
Deliver accurate paychecks every time with an all-in-one solution for payroll and compliance.
Deposits & liquidity management.
Leverage our deposit account solutions to optimize funds and maintain stability while unlocking growth opportunities.
Checking & interest-bearing accounts
Offset fees with competitive earnings credit rates and enhance yield on short-term deposits.1
Analyzed accounts
Built for high-volume, transaction-heavy businesses.
Multicurrency accounts
Grow your business abroad and increase working capital efficiency.
Money market accounts
Maximize savings without locking up capital.
Zero balance accounts
Put idle cash to work by automatically sweeping funds into a single account each night.
IOLTA accounts
Earn competitive interest while supporting access to civil legal aid.
Insured Cash Sweep
Protect your large liquid deposits. The Insured Cash Sweep (ICS) program offers expanded FDIC coverage by conveniently sweeping funds to and from your existing Axos account2. ICS is a secure and convenient way to protect large liquid deposits, backed by the full faith of the federal government.
Axos Capital Edge can transform your team’s performance.
Work smarter with a secure, streamlined online banking platform that understands the demands of today’s business environment. ACE combines cutting-edge technology with Axos’ relationship-focused approach, delivering a treasury management experience that grows with your business.
- Real-Time Account Visibility.
- Enhanced Fraud Protection.
- Seamless ACH Payment Origination.
- Comprehensive Wire Services.
- Powerful Reporting Capabilities.