Axos ONE®
Your money deserves 4.21% APY.*
Reach your financial goals faster. Axos ONE® Checking + Savings helps you get there.
Best Checking Account Overall
The Ascent
America's Best Online Bank
MyBankTracker
Best Online Bank for Savings & Checking
Millennial Money
Get up to 4.21% APY* with Axos ONE®
Early paydays,1 high APYs on your checking and savings, and no monthly maintenance fees — all bundled into one.
Know When Mortgage Rates Drop
Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.
One App for All Your Money Needs
Get the Axos app for smart business and personal finance. It's the sleeker, faster way to bank, borrow, invest, and plan.
Always Protected, Always Secure
Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.
Very short wait after put on hold. Great security checks [to confirm my identity]. Great assistance in reactivation my dormant account. And great help in establishing and navigating your website. Thank you for all the help that I needed.
Excellent customer service, good mobile app experience (especially impressed with mobile deposit), good website experience, understandable services and setup.
Very friendly… Willing to answer all my questions in a timely manner. I felt like [the customer service rep] was actually there to assist me, and [I wasn’t] just a job for her! Thank you.
Your deposits are protected with FDIC insurance up to $250K.
Or up to $500K with a joint account. Need more coverage? Access up to $265MM with Axos Bank InsureGuard+ Savings through IntraFi® Network Deposits℠.
Start Banking Effortlessly
Invite Friends
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.
Automate Your Bills
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.
Send Money to Friends
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Account Alerts
Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!
Biometric Authentication
Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.
Debit Card Management
Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.